White Papers and Reports
> Multi-Layer Protection
> Fraud Intelligence
> Secure Browsing
> Multi-Factor Authentication
> Cloud Authentication
> Transactional Fraud
> Consumer Research
> Mobile Fraud Prevention
> Push Authentication
> Email Authentication


> Case Studies

> Compliance US
> Compliance Latin America
> Compliance Europe

 

Multi-Layer Protection
 

The Fraud Beat 2017

In 2017, researchers sent phishing messages to 1,255 university students. The messages, which contained what was described as a link to a photo album, were sent through email and Facebook to see who clicked on the link, and who did not. After receiving the phishing message, 42.5% of those who received it through Facebook, clicked on the link, as did 20% of the email users. More >

2017 TAG Cyber Security Annual

With nearly 60% of all bank interactions now online or on a mobile device¹ the importance of strong web fraud prevention has never been more important. The vendor landscape can be confusing and perhaps more than any other type of threat, security solutions to Web fraud tend to be all over the map. But specific approaches do exist to reduce the risk of fraud in Web services – and security teams should understand how these work. Download this report to learn more about these different approaches and discover what works best for your organization. More >

Not If But When: Why Community Banks and Credit Unions Should Invest in Fraud Protection

A common refrain from community banks and credit unions is that since they are not experiencing a fraud attack at the moment, they don't see any need to invest in fraud protection. Now apply the same logic elsewhere – it follows then, that purchasing home insurance doesn't make sense, as my house isn't currently on fire. This kind of reasoning is short-sighted and leaves banks and their customers vulnerable to fraud–related financial losses. It also ignores a growing, if unfortunate, precedent – that losses from cyberattacks number in the billions of dollars annually (one report put it as high as $445 billion), and it continues to rise every year. English Version

How to Stop Fraud with the Resources You Have

With the dizzying array of security options available to financial institutions seeking to protect their assets and customers, it can be difficult to determine which fraud management solutions are best suited to a particular bank's budget and threat environment. The intention of this document is to offer some guidelines for small and medium-sized institutions striving to optimize their security resources so that they can find and stop the largest amount of fraud possible. Through the Compounding Dynamic Threat Principle (CDTP) strategy, financial institutions can accurately determine their risk tolerance, design an anti-fraud approach that combines various risk measurements to produce actionable results and consolidate their controls into a single view to quickly and thoroughly prevent attacks. English Version - Spanish Version

The Value of Total Fraud Protection

Total Fraud Protection from Easy Solutions is more than a multi-channel and end-to-end approach to fraud protection, it is a vehicle for the delivery of sustainable innovation. In a constantly changing and complex fraud landscape its main advantages are simplicity and flexibility. This uniquely designed system when completely deployed leverages data across all its components, from threat intelligence to authentication, allowing organizations to easily scale, customize protection, and manage risk across all transaction channels and devices. More >

The Importance of Detecting Fraud at All Stages of the Fraud Attack Life Cycle

Security and fraud analysts agree that multiple layers of fraud protection are the only way to ensure robust electronic security. At its most basic multi-layered security is the ability to detect and eliminate fraud at all stages of an electronic attack, broken down in the following phases: attack planning, attack launch, and cashing. Total Fraud Protection from Easy Solutions has solutions in place at each of these potential attack stages, with each solution designed to interact and share fraud intelligence. More >

Fraud Intelligence
 

Know Your Enemy: Understanding Phishing Strategies

Phishing attacks continue to be a significant concern amongst financial institutions. By posing as a legitimate financial institution, attackers continue to fool customers into divulging their personal information and account credentials. Attackers either sell or use this data to commit fraud, causing irreparable damage to financial institutions and their customers. Every year financial institutions invest thousands of dollars in the prevention, detection and takedown of these attacks – and yet, they persist. More >

Exposé of a Credit Card Black Market

The massive Target credit card breach continues to make headlines as Target executives testify to Congress, and lawmakers try to (unsuccessfully) engineer legislation to prevent this sort of thing from happening again. However, what's been lost amidst the bluster is another important question: what exactly happened to those 40 million compromised credit cards? How do they get packaged up and sold? How sophisticated are these markets? More >

Convert Brand Mentions Into Strong Fraud Intelligence

There is a complex and wide range of web fraud attacks that can potentially harm your business. New attacks target organizations and their customers via social media, rogue mobile applications and fictitious domains, making protecting your company and brand increasingly difficult. There are products and services that can individually monitor these threats, but it can be a hassle coordinating protection across multiple vendors. The new Brand Intelligence component of Detect Monitoring Service (DMS) from Easy Solutions proactively detects and eliminates a complete range of web fraud attacks that threaten your business to compliment industry leading phishing and pharming protection, all managed from a single cloud-based portal.
English Version - Spanish Version

End-to-End Fraud Management: Stopping Cybercrime at the Customer Level with DSB2Go

Malware and phishing attacks resulting from poor user decisions have resulted in millions of dollars in losses, and courts are holding banks responsible. To reduce both liability and fraud, financial institutions must make it easy and convenient for customers to safely bank online while also obtaining insight into whether the users are doing what is necessary to keep themselves safe. Detect Safe Browsing to Go (DSB2Go) from Easy Solutions is a secure personal web browser that creates a protected connection to transactional websites, defends against malware and other sophisticated threats, and gives financial institutions insight into whether end-users are taking the necessary measures to protect themselves when banking online. More >

Detect Monitoring Service and the Art of Rapidly Detecting and Eliminating Phishing Threats

As it is often stated, time is money, and this is above all true when it comes to online fraud. It is no secret that the longer a phishing attack stays live the more losses accumulate, often exponentially. Therefore, it is a business imperative to quickly identify and eliminate these threats. As phishing attacks become more sophisticated, it has never been more important to employ solutions that have proven track records of preventing fraud. Detect Monitoring Service (DMS) from Easy Solutions is a product that has consistently, year over year, detected and eliminated phishing attacks at industry leading rates, saving businesses time, but most importantly money. More >

How to Combat Financially Motivated Malware

EasyLabs analyzed the latest Unclassified Financially Motivated Malware (UFMM) to learn how it behaves and attacks banking clients to steal their credentials and money. The following paper presents the results of this study and discusses how two innovative solutions, Detect Monitoring Services and Detect Safe Browsing by Easy Solutions, can help detect online banking threats and prevent users from falling victims of them. More >

Detect Monitoring Services and Detect Safe Browsing:  Empowering Tools to Prevent Account Takeovers

The Federal Financial Institutions Examination Council (FFIEC) is planning to update online transaction authentication guidelines for the first time since 2005.  This regulatory oversight plans to put greater responsibility on the banks and credit unions to enhance their security and prevent fraud. Easy Solutions’ Detect Monitoring Services and Detect Safe Browsing are two state of the art tools that will surpass the security requirements set forth by the FFIEC and can help detect fraud before it happens.  English Version   Spanish Version

Web Applications Security Risks - Find and Fix Your Vulnerabilities Before Criminals Exploit Them

Web applications are highly used today to facilitate and expand business operations. Since the applications are public on the Internet, they are the most vulnerable component of the security infrastructure, and hackers have demonstrated their ability to detect and exploit web application vulnerabilities. The most effective way to protect users and data in this online environment is to be proactive by analyzing the web applications to detect flaws and fix them before they are used for illegal purposes. More >

Easy Solutions Anti-Phishing Services Mitigating the Epsilon Email Breach

The statement released by the marketing firm Epsilon has turned out to be no April Fools Day joke. Sophisticated and targeted phishing attacks are sure to follow. In order to neutralize these attacks, businesses must not rely solely on “lookout alert” emails, but must instead proactively identify and shutdown attacks before they can reach their customers. Detect Monitoring Services by Easy Solutions is the tool that allows for this proactive protection. More >

Protection against Pharming and Phishing attacks

Current situation of these threats and Easy Solutions’ approach oriented to end users. More >

Key Challenges in Fighting Phishing and Pharming – Frost & Sullivan

In this white paper Frost & Sullivan presents the trends, challenges and technologies to fight Phishing and Pharming, with especial focus in the Latin American market,   and assesses the benefits of Easy Solutions’ strategies. More >

Secure Browsing
 

End-to-End Fraud Management: Stopping Cybercrime at the Customer Level with DSB2Go

Malware and phishing attacks resulting from poor user decisions have resulted in millions of dollars in losses, and courts are holding banks responsible. To reduce both liability and fraud, financial institutions must make it easy and convenient for customers to safely bank online while also obtaining insight into whether the users are doing what is necessary to keep themselves safe. Detect Safe Browsing to Go (DSB2Go) from Easy Solutions is a secure personal web browser that creates a protected connection to transactional websites, defends against malware and other sophisticated threats, and gives financial institutions insight into whether end-users are taking the necessary measures to protect themselves when banking online. More >

How to Combat Financially Motivated Malware

EasyLabs analyzed the latest Unclassified Financially Motivated Malware (UFMM) to learn how it behaves and attacks banking clients to steal their credentials and money. The following paper presents the results of this study and discusses how two innovative solutions, Detect Monitoring Services and Detect Safe Browsing by Easy Solutions, can help detect online banking threats and prevent users from falling victims of them. More >

Detect Monitoring Services and Detect Safe Browsing: Empowering Tools to Prevent Account Takeovers

The Federal Financial Institutions Examination Council (FFIEC) is planning to update online transaction authentication guidelines for the first time since 2005.  This regulatory oversight plans to put greater responsibility on the banks and credit unions to enhance their security and prevent fraud.  Easy Solutions’ Detect Monitoring Services and Detect Safe Browsing are two state of the art tools that will surpass the security requirements set forth by the FFIEC and can help detect fraud before it happens.  English Version   Spanish Version

Protection against Pharming and Phishing attacks

Current situation of these threats and Easy Solutions’ approach oriented to end users. More >

Key Challenges in Fighting Phishing and Pharming – Frost & Sullivan

In this white paper Frost & Sullivan presents the trends, challenges and technologies to fight Phishing and Pharming, with especial focus in the Latin American market,   and assesses the benefits of Easy Solutions’ strategies. More >

Multi-Factor Authentication
 

Biometrics: Introducing the Future of Authentication

Business is always innovating – but so are cyber attackers. Criminals continue to find new ways to get past barriers and fraudulently access data and accounts. And because of that, financial institutions must always be on the lookout for ground-breaking methods to help protect their customers. Deploying the latest user authentication technology ensures that customers are who they say they are, and helps mitigate the fraud risk to your business. This white paper explains how the introduction of biometric security to already-existing forms of strong authentication can reinforce protection and create a more seamless user experience. English Version

Transitioning to Push Authentication

If you are tired of the unpredictable cost structure, low security, bad user experience and dependency on telecommunications operators that one-time passwords usually possess, push technology provides an excellent alternative. Push Authentication from Easy Solutions turns any smartphone into a simple and trusted communication channel for a variety of use cases beyond secure and effective authentication, and can help deepen the relationships you are building with your customers. English Version

Agile Multi-Factor Authentication in the World After Passwords

Passwords alone are no longer sufficient, so much so that it is a federal requirement for financial institutions to use multi-factor authentication. While most organizations have embraced multifactorauthentication, the increasingly cumbersome security industry remains a step behind most cybercriminals. In the ever-changing fraud landscape complexity is the enemy of fraud prevention, and organizations need to seek out solutions that are agile enough to keep pace. DetectID® from Easy Solutions is the most complete multi-factor authentication system available. It is extremely easy to manage from a single interface across all channels, including mobile, and can be used to compliment legacy systems that are no longer up to the task. More >

The Future of Cloud Security - DetectID Brings the Power of Multi-Factor Authentication to Critical Cloud Applications

The cloud can be a great place. It can save organizations the time, money, and the general hassle of undertaking large in-house technology implementations. The cloud also allows companies the flexibility to quickly scale, makes it easy to manage projects when traveling, and frees up capital to invest in business building operations. However, the cloud can also be scary. Several high profile cloud-based companies have been hacked in recent years, leaving companies with the tough choice of convenience or security. More >

Integrating Strong Authentication with Real-Time Transaction Monitoring Stops Fraud in its Tracks

Relying solely on strong authentication to keep your online business safe is no longer enough. While the strategy is still an integral part of preventing and detecting fraud, recent high-profile electronic attacks have bypassed strong authentication systems entirely to the tune of millions of dollars stolen from unsuspecting customers. To respond to the rapidly evolving threats affecting online business platforms, transaction anomaly detection must complement strong authentication in any approach undertaken to fight against electronic fraud.  English Version - Spanish Version

The Power of Multi-Factor Authentication for SugarCRM

Innovative companies go a long way to collect customer data, analyze it, and make sound business decisions from it. They realize that customer data enhances current opportunities, optimizes resources, and illuminates future prospects. Therefore, it is imperative to keep this data safe and away from untrusted parties. Now, thanks to the easily deployed DetectID in the Cloud, any business can protect its sensitive information with enhanced security. More >

Best security practices in online banking platforms

Multi-layer protection approach is the best alternative for massive authentication processes of applications that are highly exposed on the Internet. More >

A guide to protect on-line transactions

On-line banking security problems and an innovative solution through Two Factor Authentication and Transaction Anomaly Detection. More >

Cloud Authentication
 

The Future of Cloud Security - DetectID Brings the Power of Multi-Factor Authentication to Critical Cloud Applications

The cloud can be a great place. It can save organizations the time, money, and the general hassle of undertaking large in-house technology implementations. The cloud also allows companies the flexibility to quickly scale, makes it easy to manage projects when traveling, and frees up capital to invest in business building operations. However, the cloud can also be scary. Several high profile cloud-based companies have been hacked in recent years, leaving companies with the tough choice of convenience or security. More >

The Power of Multi-Factor Authentication for SugarCRM

Innovative companies go a long way to collect customer data, analyze it, and make sound business decisions from it. They realize that customer data enhances current opportunities, optimizes resources, and illuminates future prospects. Therefore, it is imperative to keep this data safe and away from untrusted parties. Now, thanks to the easily deployed DetectID in the Cloud, any business can protect its sensitive information with enhanced security. More >

Transactional Fraud
 

The Future of Online Retail is Brightest for Organizations with Strong Fraud Protection

The online retail market already accounts for over $1 trillion in sales annually worldwide, and continues to grow at a torrid pace. Almost every major traditional retailer now has online sales capabilities, with hundreds of thousands of smaller online retailers crowding the market. With the competition steep to improve online offerings, often security is the element that lags behind as resources are prioritized for growth. With online shoppers averse to the long forms often employed by online retailers to detect fraud, the ability to qualify transactions behind the scenes in real time is increasingly optimal. DetectTA for Retail learns customer transactional behavior to qualify the risk of every transaction in real time, and uses Suspicious Activity Analyzers to search for known fraud patterns, stopping abnormal transactions before they occur. More >

Integrating Strong Authentication with Real-Time Transaction Monitoring Stops Fraud in its Tracks

Relying solely on strong authentication to keep your online business safe is no longer enough. While the strategy is still an integral part of preventing and detecting fraud, recent high-profile electronic attacks have bypassed strong authentication systems entirely to the tune of millions of dollars stolen from unsuspecting customers. To respond to the rapidly evolving threats affecting online business platforms, transaction anomaly detection must complement strong authentication in any approach undertaken to fight against electronic fraud.  English Version - Spanish Version

A guide to protect on-line transactions

On-line banking security problems and an innovative solution through Two Factor Authentication and Transaction Anomaly Detection. More >

Consumer Research
 

Study: The Faces of Fraud 2016 Spanish - English

For the third consecutive year, Easy Solutions, in association with the Information Security Media Group, is publishing a study about the online fraud landscape with the participation of more than 200 banking and financial entities in the United States, Europe and Latin America. Spanish - English

Generation Connected: Banking and Cybersecurity for Millennials

Millennials are definitively changing the concept of banking as we know it. This generation lives through their smartphone screens, and have transformed social interaction, media, and retail commerce as a consequence; now it's the banks' turn to evolve. The banking industry's challenge is to adapt their infrastructure and service portfolio to fit into the inevitable change Millennials are demanding. The following document presents a description of the new banking behaviors of this generation and how the products and services of the Easy Solutions' platform help your organization to redefine and upgrade your banking approach while offering the security and convenience Millennials expect as consumers. More >

Research Report - Views of Latin American Consumers on Electronic Fraud 2015

Between May and June 2015, Latin American users of online banking and e-commerce were interviewed to determine their views on topics like electronic fraud, trust in the transactional channels, security methods and educational campaigns. The results of this study are a guide for the banks and financial institutions to set their electronic security strategies and educational campaigns, based on the user’s habits, perceptions and expectations. More >

Key Challenges in Fighting Phishing and Pharming – Frost & Sullivan

In this white paper Frost & Sullivan presents the trends, challenges and technologies to fight Phishing and Pharming, with especial focus in the Latin American market,   and assesses the benefits of Easy Solutions’ strategies. More >

Key IT Anti-Fraud Challenges for Banking & Financial Institutions in Latin America – Frost & Sullivan

Frost & Sullivan analyzes Easy Solutions’ research study “Vision of Latin American Consumers against Electronic Fraud.”  The findings show that Latin American consumers are highly concerned about online fraud but are not aware of the threats affecting them.  This low electronic threat awareness results in minimal use levels of protective solutions against fraud methods such as Phishing and Pharming.  English Version  -  Spanish Version

Mobile Fraud Prevention
 

Tackling Mobile Fraud Management - A New Generation Of Fraud Management Tools Improves Risk Scoring

This report answers security and risk professionals' key questions surrouding mobile fraud management in the realms of mobile wallet, banking, and payment transactions. More >

Mobile Banking Fraud Prevention Strategy

As customers increasingly migrate to mobile devices as their preferred banking channel, cybercriminals will progressively come up with new and innovative ways to target mobile platforms and users. Financial institutions are now realizing mobile applications give them an advantage in winning new customers and retaining existing clients. As more capabilities are added to mobile platforms, it is imperative to keep customer information and accounts safe. With an eye on the future Easy Solutions has developed and adapted several fraud protection layers specifically with the impetus of protecting mobile devices.  English Version - Spanish Version

Push Authentication
 

Transitioning to Push Authentication

If you are tired of the unpredictable cost structure, low security, bad user experience and dependency on telecommunications operators that one-time passwords usually possess, push technology provides an excellent alternative. Push Authentication from Easy Solutions turns any smartphone into a simple and trusted communication channel for a variety of use cases beyond secure and effective authentication, and can help deepen the relationships you are building with your customers. English Version

Securely connect with customers using Push Authentication

By significantly lowering operating costs and increasing customer adoption through seamless deployment, push authentication is already a clear winner over SMS and other out-of-band authentication methods for account login. What makes push notifications even better, is that login authentication is just the tip of the iceberg in terms of capabilities. Push technology goes well beyond authentication, providing organizations a secure two-way communication channel to better connect, interact, and engage with customers. Spanish Version - Portuguese Version

Email Authentication
 

Leveraging DMARC as a Key Component of a Comprehensive Fraud Program

Fraudulent messages and orchestrated attacks have eroded trust in email as a communications medium to such an extent that it is nearly impossible for major financial institutions, retailers and marketers to authentically reach their customers. Fortunately, the DMARC draft specification, created by a group of leading email providers, shows great promise for securing email channels, reducing the amount of spoofed email that gets received and improving threat intelligence and visibility around targeted attacks. This white paper explains the DMARC draft specification, and how to leverage it to reduce phishing attacks and strengthen customer trust in your email communication. English Version - Spanish Version

How to Restore Trust in Your Bank’s Email Channel

Phishing, spam and other fraud attacks have eroded confidence in the email communication that is so essential for helping community banks to maintain trust with their customers. But the emerging DMARC (Domain-based Message Authentication, Reporting and Conformance) standard offers a way to send email to customers and colleagues in which both the sender and receiver can be sure that the message is genuine, and it is already supported by over 3 billion inboxes. DMARC Compass from Easy Solutions is a cloud-based service that allows banks to implement DMARC, take back control of their email channel from fraudsters, authenticate emails in real time and prevent fake messages from ever reaching an inbox. In addition, DMARC Compass goes beyond what any other DMARC solution offers by providing complete removal of sites hosting attacks off the Internet, even those outside of the DMARC standard’s scope. English Version

Case Studies
 

A major Central American bank proactively blocks phishing emails and collects brand intelligence to stop attacks

Banco Agromercantil from Guatemala was looking for a proactive anti-fraud solution to preempt a wave of phishing attacks that was starting to affect neighboring countries in Central America. A combination of Detect Monitoring Service’s fraud intelligence and DMARC Compass’ email authentication has helped to proactively automate the early detection and prevention of nearly all phishing and brand attacks the bank faces. English Version - Spanish Version

A regional bank in Peru monitors suspicious financial activity and stops fraud before any money gets stolen with DetectTA

Caja Municipal Ica required an online anti-fraud monitoring software to keep track of user transactions and to comply with regulations. DetectTA’s cost-effective pricing, intuitive user interface and flexible installation provided the bank an easy way to meet local compliance requirements, and gave them the confidence to expand the amount of financial transactions that their customers could perform on their online banking platform. English Version - Spanish Version

$20B+ asset size US Bank Proactively Protects Stolen Cards with Easy Solutions

This Case Study evaluates the needs of a financial institution in the wake of recent high-profile data breaches that exposed the personal information of millions of cardholders. The Easy Solutions approach to mitigate the effects of massive data breaches is unique in the electronic fraud prevention industry. Black Market Monitoring, available as part of Detect Monitoring Service (DMS), monitors black markets for harvested credentials, debit or credit card sales, recovering lists of stolen information so that customer accounts can be protected before any unauthorized use occurs. English Version - Spanish Version

A Large Bank with Over $40 billon in Assets Fights Phishing an Other Threats with Detect Monitoring Service

This bank, with over 40 billion dollars in assets, wanted to preemptively stop phishing attacks with a solution that could clearly demonstrate its value in securing online transactions. Detect Monitoring Service from Easy Solutions took down the vast majority of attacks before the bank or its customers even knew one was taking place. With the bank becoming such a difficult target, attacks against were reduced to almost none, with cybercriminals were motivated to look elsewhere for easier prey. English Version - Spanish Version

A very important South American bank secures their online portal and user devices with Easy Solutions' Detect Monitoring Service & Detect Safe Browsing

When phishing attacks started to dominate global headlines, this bank wanted to proactively take action to prevent them before cybercriminals started targeting their region. The bank didn’t just want to protect their customers from malware attacks; they wanted to take down the websites responsible for hosting those attacks. Using Detect Monitoring Service, our fraud mitigation solution, combined with Detect Safe Browsing, our secure navigation solution, the bank was able to respond to and take down threats, bringing fraud losses down to almost zero. English Version - Spanish Version

Easy Solutions, Inc. All rights reserved.